Refer a Friend

Help hospitality business owners save on compulsory workers comp insurance premiums while earning rewards for yourself— it’s a win-win!

How it works

Save & Earn Estimate

Discover Your True Earning Potential!

Use the slider below to select the policy premium, see how much your friend will save, and calculate your earnings over 3 years.

$1,000

$30K+

Friend's Minimum Savings

$1,500

Your Total Reward (over 3 years)

$900

Your Annual Reward

$300

Sign Up to get your unique referral URL

Sign up now to start helping your friends save while earning rewards for yourself. It’s quick, easy, and rewarding!

Sign Up Form

Referral Program Terms

  • Rewards are 2% of the net earned premium (NEP), paid annually for up to 3 years, capped at 2% of $30,000 per policy per year.
  • The referred business must take out a workers compensation policy with HII and pay in full to qualify.
  • If an insurance broker provides HII with a letter of appointment for the referred business, no referral reward will be paid.
  • If the reward is less than $100 annually, payment will be held and paid as a lump sum in the third year.
  • Rewards are generally paid annually via debit gift card but may be paid by bank transfer.
  • There is no limit to how many businesses you can refer.