"I saved almost $1000 which is 15% on my workers compensation insurance. The transition was so easy."
Get your quote in 60 seconds. We handle the entire transfer
process at renewal for a seamless start to your new policy.












Three quick steps. We’ll send your estimated saving and a member of our team will confirm your exact premium within 2 business days.
Select your business type
An estimate is fine; actual wages will be confirmed annually.
Your first year with HII you will save
that's a saving!
| Table | HII's quote | icare's quote | Savings amount | Savings |
|---|---|---|---|---|
| DDL rate | DDL HII's quote | DDL icare's quote | Savings amount |
|---|---|---|---|
| 0.04% |
Your policy is large enough to be 'Experience Rated'. Our team of experts will need to get some more details to give you an accurate price, but we expect to deliver you savings. Keep in mind, with experience rating, your claims costs can heavily influence your future premiums. On a like-for-like basis, our claims costs over the past decade have averaged less than half of those with the alternate insurer, saving you a significant amount.
OR
From single-site cafés to family-run pubs, NSW operators are cutting workers comp without changing how they work.
"I saved almost $1000 which is 15% on my workers compensation insurance. The transition was so easy."
"They're really easy to work with. Being directly involved with our industry, they understand the day to day pressures."
"We switched 12 months ago. We find it very seamless in the transition, and we couldn't be happier with it."
Hear directly from hospitality owners who made the switch to HII.
Available to businesses with annual wages under $1.5M. Discount applies to the next premium year when compared to your current insurer’s pricing.
You don’t need to change anything today. We do the work and you start saving at your next renewal.
Using the calculator, choose your business type, enter your annual wages and get your estimated annual saving sent to you.
60 secondsA NSW-based specialist will call to confirm your exact premium and answer any questions. No pressure, no jargon.
2 business daysYou stay with your current insurer until renewal. We notify them, transfer the paperwork, and you start saving.
No fussDISCLAIMER: Hospitality Industry Insurance Limited ABN 34 124 091 470, an APRA authorised insurer licensed by SIRA as a specialised insurer providing workers compensation insurance to the hospitality industry in NSW. It is the insurer in respect of the workers compensation insurance it offers. Insurance is on the applicable insurance policy terms and applications for insurance are subject to underwriting and assessment criteria.
The material on this website is provided as general information only. It does not take any specific circumstances into account and does not constitute legal, health, or financial advice. All prices and information are subject to change. The savings calculator provides an estimate based solely on the inputs you provide and is not exact. Actual premiums will vary based on wages paid and declared annually. This estimate applies to policies renewing between 30 June 2025 and 30 June 2026. Rates may vary each year due to factors including but not limited to claims experience and wage updates.
*This calculator provides an indicative HII premium based on the lowest available icare premium. The quoted premium is calculated using a minimum assumed saving of 15% compared to the corresponding icare premium, although actual savings may be higher. All quoted HII premiums are inclusive of applicable levies (including DDL) and GST. Final premiums are subject to underwriting assessment and verification of business activity and wages. The guaranteed discount applies to businesses’ with annual wages under $1.5M. For all others, we provide a competitive quote and often deliver savings. Discount applies to the next premium year when compared to your current insurer’s pricing. HII makes no representation or warranty as to the accuracy, completeness, or currency of the material provided on this website. HII and its associated entities disclaim all liability for any loss or damage incurred as a result of the use of or reliance on the material provided.
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